Ahip 2025 Module 1 QUESTIONS &
ANSWERS(LATEST UPDATE 2024)
Mr. Xi will soon turn age 65 and has come to you for advice as to what services are provided under Original Medicare. What should you tell Mr. Xi that best describes the health coverage provided to Medicare beneficiaries? - ANSWER Beneficiaries under Original Medicare have no cost-sharing for most preventive services Mrs. Quinn recently turned 66 and decided after many years of work to begin receiving Social Security benefits. Shortly thereafter Mrs. Quinn received a letter informing her that she has been automatically enrolled in Medicare Part B. She wants to understand what this means. What should you tell Mrs.Quinn? - ANSWER Part B primarily covers physician services. She will be paying a monthly premium and, except for many preventive screening and tests, generally will have 20 percent co-payments for these services in addition to an annual deductible Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? - ANSWER He may sign up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatment Mr. Alonso receives some help paying for his two generic prescription drugs from his employer's retiree coverage, but he wants to compare it to a Part D prescription drug plan. He asks you what costs he would generally expect to encounter when enrolling into a standard Medicare Part D prescription drug plan. What should you tell him? - ANSWER He generally would pay a monthly premium, annual deductible, and per-prescription cost sharing.Ms. Brooks has an aggressive cancer and would like to know if Medicare will cover hospice services in case she needs them. What should you tell her? - ANSWER Medicare covers hospice services and they will be available to her.Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park that might be of assistance? - ANSWER She should contact her state Medicaid agency to see if she qualifies for one of several programs that can help with Medicare costs for which she is responsible.
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