CIP C14 Auto - Chapter 1 - Intro to Auto Insurance Questions

CIP C14 Auto - Chapter 1 - Intro to Auto Insurance Questions With 100% Correct Answers 2024/2025.

• Identify the two distinct legal systems used in Canada. - Correct Answers Quebec Civil Code and

Common Law

• Why is common law also called "judge-made law"? - Correct Answers Common Law is based on

precedent, on decisions made by judges in previous similar cases.

• What is the Civil Code of Quebec? - Correct Answers General law that contains all of the basic

provisions that govern life in society, namely relationships among citizens and the relationships between people and property.

• Give an example of a law that has been enacted with respect to the operation of an automobile by

each of the three levels of government in Canada. - Correct Answers Municipal

• By-laws

-- no parking on the street after 2 am Provincial -Highway Traffic Act -- speeding Federal

• Criminal Code of Canada

-- Impaired Driving

• What coverages were first provided by automobile insurance policies? - Correct Answers

Indemnifying insured for injury or death and damage to property of others.

• Why did the provinces establish mandatory policy wordings for automobile insurance policies? -

Correct Answers To overcome the issue of 'fine print' conditions that caused even legitimate claims to be denied.

• How has automobile insurance developed along with the automobile? - Correct Answers As

society's needs have changed the product has changed to meet them.

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