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COLORADO HEALTH INSURANCE VERSION 1 AND 2
EXAM NEWEST 2025 ACTUAL EXAM COMPLETE 200
QUESTIONS AND CORRECT DETAILED ANSWERS
(VERIFIED ANSWERS) |ALREADY GRADED
A+||BRAND NEW!!
COLORADO HEALTH INSURANCE VERSION 1
An insured owns a general disability policy and is injured during a war, rendering him disabled. What will be the extent of benefits that he will receive?A100% B50% C25%
D0% - CORRECT ANSWER -D
In which of the following locations would skilled care most likely be provided?AIn an outpatient setting BAt a physician's office CIn an institutional setting DAt the patient's home - CORRECT ANSWER -C
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What are the 2 types of Flexible Spending Accounts?AMedical savings accounts and Health reimbursement accounts BHealth care accounts and Dependent care accounts CHealth care accounts and Health reimbursement accounts DMedical savings accounts and Dependent care accounts -
CORRECT ANSWER -B
A small hardware store owner is involved in a car accident that renders him totally disabled for half a year. Which type of insurance would help him pay for expenses of the company during the time of his disability?ADisability buy-sell agreement BBusiness disability policy CBusiness overhead expense policy DKey-person insurance - CORRECT ANSWER -C
Which of the following would basic medical expense coverage NOT cover?AHospice BSurgeon's services CMental illness DMaternity - CORRECT ANSWER -B 2 / 4
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Which of the following is another name for a primary care physician in an HMO?AReferring physician BSpecialist CGatekeeper DSubscriber - CORRECT ANSWER -C
Bethany studies in England for a semester. While she is there, she is involved in a train accident that leaves her disabled. If Bethany owns a general disability policy, what will be the extent of benefits that she receives?AFull B50% C25% DNone - CORRECT ANSWER -D
What is an important feature of a dental expense insurance plan that is NOT typically found in a medical expense insurance plan?AA low monthly premium BLow cost deductibles CDiagnostic and preventive care 3 / 4
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DA broad coverage area - CORRECT ANSWER -C
In comparison to a policy that uses the accidental means definition, a policy that uses the accidental bodily injury definition would provide a coverage that is AMore limited in general.BMore limited in duration.CBroader in duration.DBroader in general. - CORRECT ANSWER -D
Todd has been informed that he has a hernia which requires repair. When Todd researches the cost, he learns that his insurance plan will cover 200 points worth of surgical expenses.Each point represents $10, which means that $2000 of his surgery will be covered by his insurance plan. What system is Todd's insurance company using?ARelative value BBasic Surgical CPoint-based medical DConversion factor - CORRECT ANSWER -A
Which of the following is NOT true of a major-medical health insurance policy?
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