CORRECT ANSWERS VERIFIED

At Home With Diversity (AHWD) Final Assessment 2 QUESTIONS AND

CORRECT ANSWERS (VERIFIED

ANSWERS) PLUS RATIONALES 2025 Q&A

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• Which term best describes the concept that everyone deserves equal

access to housing opportunities?

• Blockbusting
• Steering
• Panic selling
• Fair Housing

Fair Housing laws ensure everyone has equal access to housing, prohibiting discrimination.

• Which federal law prohibits discrimination in housing based on race,

color, religion, sex, national origin, familial status, or disability? 1 / 3

• Civil Rights Act of 1866
• Fair Housing Act of 1968
• Americans with Disabilities Act
• Equal Credit Opportunity Act

The Fair Housing Act of 1968 specifically addresses discrimination in housing.

• A real estate agent suggests a buyer look only in certain

neighborhoods because of their ethnicity. This is an example of:

• Blockbusting
• Redlining
• Steering
• Panic peddling

Steering means directing buyers to or away from certain areas based on protected classes.

• What does cultural competency mean for a real estate professional?
• Learning only about one culture
• Applying stereotypes
• Understanding and respecting diverse cultural backgrounds
• Avoiding diverse clients

Cultural competency involves learning, understanding, and appropriately interacting with clients from various cultures.

• Which protected class was added to the Fair Housing Act in 1988?
• Race 2 / 3

• Religion
• National origin
• Disability

The 1988 Fair Housing Amendments Act added disability and familial status as protected classes.

• Which practice is legal under the Fair Housing Act?
• Refusing to rent to families with children
• Refusing to rent to someone who has a poor rental history
• Steering a buyer away from a neighborhood
• Advertising that only a certain race may apply

Rejecting based on non-discriminatory factors like poor rental history is legal.

• Which of the following is a benefit of embracing diversity in real

estate?

• Less paperwork
• Higher commissions guaranteed
• Fewer transactions
• Access to a broader client base

Serving diverse groups increases potential clients and referrals.

• Which term refers to the illegal practice of lenders denying loans

based on location?

• Steering
• Redlining
• / 3