Florida 2-20 Latest Questions Detailed

1 Florida 2-20 / Latest Questions & Detailed Answers (A+ Guide Solutions) 2025 / 2026.

Quiz____?

• A general lines agent or a general lines insurance agency -

Answer✓✓ Who may appoint a Customer Representative?

Select one:

• A surplus lines agent holding a general lines license and a surplus lines license
• A general lines agent or a general lines insurance agency
• An adjuster
• An insurance company

Quiz____?

• After 90 days in Florida -

Answer✓✓ Mr. Smith lives in New Jersey but visits Florida each year. When does he come under the Florida No-Fault system, in any 365-day period?

Select one:

• After 60 days in Florida
• After 30 days in Florida
• After 14 days in Florida
• After 90 days in Florida

Quiz____?

• A flat amount per day for hospital room and board - 1 / 4

2 Answer✓✓ A Hospital Indemnity Policy covers which of the following expenses?

Select one:

• A flat amount per day for hospital room and board
• Nursing care in the insured's home
• Medical supplies
• Surgical fees incurred in the hospital

Quiz____?

D. $400 -

Answer✓✓ Under the Garagekeepers coverage, Section III of the Garage policy, the insured suffers a single vandalism loss to nine (9) vehicles belonging to customers.Damage is $100 per vehicle. How much will the policy pay?

Select one:

A. $500

B. $900

• Nothing

D. $400

Quiz____?

• No coverage -

Answer✓✓ Bob, an accountant of XYZ, drives his own car to the bank to make a deposit for XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property Damage coverage with a Symbol 2 for covered autos, and Bob carries no insurance, how much coverage is applicable for XYZ?

Select one: 2 / 4

3

• No coverage
• $10,000/$20,000 Bodily Injury and $10,000 Property Damage

C. $1,000,000

D. $500,000

Quiz____?

• All of these answers are correct -

Answer✓✓ Unless properly licensed an general lines agent cannot

Select one:

• All of these answers are correct
• Receive any money on account for any insurer or receive money to be

transmitted to an insurer for a policy, renewal, endorsement or certificate

• Solicit insurance or procure applications for insurance
• Directly or indirectly represent himself or herself to be an agent or receive,

deliver or forward any insurance policy within the state

Quiz____?

• Vandalism -

Answer✓✓ At the time of a loss, it is found that the covered building had been vacant for the period of 75 consecutive days immediately preceding the loss. Which of the following perils would not be covered?

Select one:

• All of these answers are correct
• Windstorm
• Fire
• Vandalism 3 / 4

4

Quiz____?

• The property of a guest anywhere in the world -

Answer✓✓ Homeowner's Coverage C - Personal Property covers each of the following situations except?

Select one:

• The property of a guest anywhere in the world
• The insured's personal property while in Mexico at a secondary dwelling
• A resident employee's contents at the insured's dwelling
• The property of others while located at the insured's dwelling at the insured's

request

Quiz____?

• Property owned by another in the care of the insured was damaged in an

accident to an insured object, resulting in a claim by the owner of the property - Answer✓✓ Under a basic Boiler and Machinery Form, with no special endorsements, which of the following losses would be covered?

Select one:

• The insured suffers loss of income following an accident to a covered object
• During an accident involving a covered object, a visitor on the insured's

premises suffers injuries and sued the insured

• During testing, after some repairs, a boiler had a sudden breakdown
• Property owned by another in the care of the insured was damaged in an

accident to an insured object, resulting in a claim by the owner of the property

Quiz____?

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