FLORIDA 6-20 ALL LINES ADJUSTER EXAM NEWEST

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FLORIDA 6-20 ALL LINES ADJUSTER EXAM NEWEST

2024 ACTUAL EXAM COMPLETE 450 QUESTIONS

AND CORRECT DETAILED ANSWERS (VERIFIED

ANSWERS) |ALREADY GRADED A ||UPDATED MAY

2024!!

Under a Fidelity Bond, which of the following parties receives protection?

• A subcontractor
• An employee
• An employer
• A creditor - ANSWER- C. An employer

Which of the following losses would be covered under a Robbery and Safe Burglary coverage?

• Valuables kept in a locked safe are destroyed by fire.
• Cash disappears from a locked safe, with no explanation.
• Jewelry is stolen from a locked safe that shows no signs of forced

entry.

• Rare manuscripts are stolen from a locked safe that shows signs of

forced entry. - ANSWER- D. Rare manuscripts are stolen from a locked safe that shows signs of forced entry. 1 / 4

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Which of the following losses would be covered under a crime policy's "Inside the Premises Robbery or Safe Burglary of Other Property" coverage?

• Broken windows on the insured premises caused by a burglar.
• Theft of money and securities.
• Fire damage to the insured building caused by a burglar.
• Vandalism to a trailer on the insured premises caused by a burglar. -

ANSWER- A. Broken windows on the insured premises caused by a burglar.

In crime insurance, which of the following individuals is NOT considered to be a "custodian"?

• Sales clerk
• Janitor
• Partner
• Named insured - ANSWER- B. Janitor

To be defined as a burglary, an event must include which of the following conditions?

• Robbery
• Fear or threat of violence
• Visible signs of forced entry or exit 2 / 4

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• Mysterious disappearance - ANSWER- C. Visible signs of forced

entry or exit

The Dye's host a party. When the guests arrive, they place their coats in the bedroom. Two days later, Mr. Dye discovers that his ring is missing from the bedroom dresser. This loss is

referred to as a:

• Mysterious disappearance
• Burglary
• Robbery
• Theft - ANSWER- A. Mysterious disappearance

In crime insurance, a "custodian" is described by which one of the following?

• Any authorized person outside the premises
• An authorized person having care of insured property inside the

premises

• An authorized person outside the premises in charge of money
• An authorized person going to the post office - ANSWER- B. An

authorized person having care of insured property inside the premises

Which of the following terms provides the broadest definition of criminal activity?

• Burglary 3 / 4

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• Robbery
• Theft
• Extortion - ANSWER- C. Theft

The Forgery or Alteration insuring agreement protects the insured from losses resulting

from forgery or alteration of:

• Outgoing checks

II. Drafts III. Promissory notes IV. Financial instruments drawn against the insured

• I, II, III and IV
• I and II only
• I and III only
• I, II, and III only - ANSWER- A. I, II, III and IV

Surety bonds guarantee the fulfillment of specific obligations. Each of the following may be

the subject of a Surety bond, except:

• Payment of debt
• Protection of funds handled by employees
• Meeting contractual commitments
• Completing a construction job - ANSWER- B. Protection of funds

handled by employees

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