pg. 1 Latest New York State Auto Damage and Theft Appraiser Test Prep 2025 Questions and Correct Verified Answers | NY State Auto Appraiser Exam - 150 Practice Qs and 100% Correct Answers
The New York Superintendent of Insurance may refuse to renew, suspend or revoke a license as a result of which of the following?
- A violation of any provision of the New York Insurance Code.
II. An adjuster making a material misstatement in application for license.III. An adjuster being found guilty of fraud or dishonest practices.
I and II only.I, II and III.I and III only.II and III only. - ANSWER-I, II and III.
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500 $1000 $2000
$5000 - ANSWER-$1000
Which of the following is NOT a true statement regarding auto appraisers? 1 / 4
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Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the Insurance Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair shop representative involved.The appraiser must leave a legible copy of his appraisal with that of the repair shop selected by the consumer to make the repairs and also furnish a copy to the owner of the vehicle.No appraiser is permitted secure or use repair estimates that have been obtained by the use of photographs, telephone calls or in any manner other than a personal inspection.The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit. - ANSWER-The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit.
A manual transmission is connected to the engine through the:
Belt Differential Clutch Drive train - ANSWER-Clutch
Which is true regarding the blending process when repainting a damaged vehicle?
Allow an overlap of at least 3 inches between the repair and the existing panels.Mask the entire vehicle before beginning the process.Applying clear coat to the newly painted area is optional. 2 / 4
pg. 3 Wait at least 15 minutes after applying paint to the area to begin the blending process. - ANSWER-Allow an overlap of at least 3 inches between the repair and the existing panels
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss Indirect loss Loss evaluation Consequential loss - ANSWER-Direct loss
In an automatic transmission, the clutch is replaced with a:
differential.torque converter.master cylinder.power booster. - ANSWER-torque converter
In a manual transmission, how does the collar engage a gear?
with magnets with dog teeth with hydraulics with belts - ANSWER-with dog teeth
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pg. 4 Which of the following refers to the forward or rearward tilt of the balljoints from a vertical position?
Toe-in Camber Toe-out Caster - ANSWER-Caster
An insured is involved in an accident with another vehicle at a railroad crossing.The insured's car is drivable. What should the insured do?
Leave the car on the railroad tracks and go get help.Immediately drive the car off of the railroad crossing and then call police.Do not move the vehicle until police arrive.Remain with the vehicle at all times. - ANSWER-Immediately drive the car off of the railroad crossing and then call police.
Under New York law, a Designated Representative (DR) of an insured is:
- The insured's broker of record
- The intended repair shop of the insured
- The insured's son
A, B and C B and C A only A and B - ANSWER-A and B
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