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MEDICARE BASICS TEST
QUESTIONS WITH CORRE CT
ANSWERS
Question 1: Which of the following types of care is
excluded by both Part A and Part B of Medicare?
- most routine physical exams
- emergency room services
- ambulance services
- occupational therapy
CORRECT ANSWER: a. most routine physical exams
Explanation: Other than the initial "Welcome to
Medicare" physical exam, most routine physical exams are not covered by Medicare Part A or Part B.
Question 2: Danita was discharged from the hospital on
September 1. If she is not readmitted to the hospital in the meantime, when will her Part A benefit period covering this inpatient stay end?
- September 30
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- October 1
- October 15
- October 31
CORRECT ANSWER: d. October 31
Explanation: A benefit period ends 60 days after the
patient is discharged from the hospital if he or she is not readmitted sooner. September 1 + 60 days = October 31.
Question 3: What is the usual coinsurance percentage that
Medicare beneficiaries must pay for services covered under Part B of Medicare?
- 0 percent
- 20 percent
- 50 percent
- 80 percent
CORRECT ANSWER: b. 20 percent
Explanation: In general, Medicare beneficiaries are
required to pay 20 percent of the cost of covered services
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received from health-care providers under Medicare Part B, though there are exceptions.
Question 4: Ted turns age 65 in June. When does his
initial enrollment period for Medicare begin?
- February 1
- March 1
- June 1
- July 1
CORRECT ANSWER: b. March 1
Explanation: An individual's initial enrollment period for
Medicare is the seven-month period that begins on the first day of the third month prior to the month in which the individual turns age 65. March is the third month prior to June.
Question 5: What are the three main reasons why an
individual may be eligible for Medicare?
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CORRECT ANSWER: Ageing in at the age of 65, being
on disability for 24 months, end-stage renal disease.
Question 6: What are the five main things that Medicare
Part A covers?
CORRECT ANSWER: Inpatient hospitalization, skilled
nursing facility care, in-home care, hospice services, and blood.
Question 7: Under Part A inpatient hospitalization care,
Medicare will generally cover procedures and treatments that are considered what?
CORRECT ANSWER: Medically necessary
Question 8: A Medicare Part A inpatient benefit period
starts on the day that a patient enters the hospital and ends when?