pg. 1 Medicare Licensing Exam NC/ Questions with Correct Verified Answers/ Rated A+
With the waiver of premium provision in a long-term care policy, what does that mean regarding paying premiums? - ANSWER - The insured can stop paying premiums after starting LTC benefits.
Which of the following can't be a condition for long-term care benefits? - ANSWER - Hospitalization
Long-term Care and Medicare Supplement polices can be returned for a full refund
within: - ANSWER - 30 Days
Preexisting conditions coverage in a Long-term Care or Medicare Supplement policy can't be denied or for more than: - ANSWER - 6 months after effective date of coverage
With Medicare Part A, how many skilled nursing facility days are fully covered? -
ANSWER - 20
The term for when a medical provider or doctor agrees to accept Medicare payments is
- ANSWER - Medicare assignment
At age 70, K is about to retire and is covered by her group medical plan. How long does she have to enroll in Medicare Part B after her group plan ends without having to pay penalty? - ANSWER - 8 Months
What coverage under Medicare Part A covers 80% of the cost for durable medical equipment? - ANSWER - Home Health Care 1 / 2
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The definition of LTC in NC requires all the following coverages EXCEPT: - ANSWER - Restatorative
When must the outline of coverage be given for a Medicare Supplement Plan B? - ANSWER - It must be given at the time of application.
Which is NOT true regarding Medicare Part A home health care? - ANSWER - It pays for 60% of common medical supplies like bandages and gauze.
Which of the following can't be excluded in a Medicare Supplement Policy? - ANSWER - Alzheimer's
If an LTC policy has a return of premium option, the amount returned to the beneficiaries is based on which of the following? - ANSWER - The amount of benefits the person used
After an accident, J stayed in the hospital for a week. Medicare Part B will cover all of
the following EXCEPT: - ANSWER - The Meals
When is a person is automatically enrolled in Medicare Part A? - ANSWER - If a person is enrolled for Social Security benefits
Who will pay the $1000 in medical bills this month, if J who has Medicare Part A and B but is now eligible for Medicaid? - ANSWER - Medicare will pay it
After an accident, P stayed in the hospital for a week. Medicare Part A will cover all of
the following EXCEPT: - ANSWER - Doctor's Bill
After the deductible is paid, which is true regarding expenses paid by Medicare Part B?
- ANSWER - Part B pays 80%
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