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NEW JERSEY TITLE INSURANCE EXAM LATEST 2025 /
2026 ACTUAL EXAM WITH COMPLETE QUESTIONS
AND CORRECT DETAILED ANSWERS (100%
VERIFIED ANSWERS) |ALREADY GRADED A+|
||PROFESSOR VERIFIED|| ||LATEST EXAM
VERSION!!!||
When a party in legal possession of property leaves without the intention of reclaiming rights. - Answer- Abandonment
A brief history of the instruments appearing in the county record that affect title to the parcel in question.
Condensed history of all documents affecting a parcel of real estate - Answer-Abstract of Title
Mortgage Clause demanding full payment upon Default. - Answer-Acceleration Clause
an increase of land caused by the gradual depositing of solid material - Answer-Accretion
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A non negotiable contract with terms dictated by one party.
- Answer-Adhesion Contract
A contract based upon Future uncertain conditions. - Answer-Aleatory Contract
Transfers Title of an intestate by the administrator. - Answer-Administrators Deed
Someone has used another persons land for a certain period of time as defined by state law
(20 years in NJ) - Answer-Easement by Prescription
Rights to space above a property
Belonging to owner of land below - Answer-Air Rights
Government owns all property and individuals get rights. - Answer-Feudal System
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A person or organization that acts on behalf of another person to manage assets - Answer-Fiduciary
To seize and sell property pledged for a debt
A forced sale of property to satisfy a lien. - Answer- Foreclosure
Solid material deposited by a body of water - Answer- Alluvion
An interest in real property whose length cannot be determined in advance
Estates of indeterminable length - a person may OWN that estate for a lifetime or forever
ex: Fee simple ; fee determinable ; life estate - Answer-
Freehold Estate
Sudden change of course of a stream - Answer-Avulsion
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two or more people own property ; nonmarried persons with right of survivorship - Answer-Joint Tenancy
American Land Title Association - Answer-ALTA
Charging more than (unusually high) the legal limit on interest. - Answer-Usury
A defensible estimate of value by an expert under given market conditions. - Answer-Appraisal
Granting of a lifetime interest in the property without the right to transfer title.
Complete ownership until someone's death - Answer-Life Estate
The means to gain entrance into or to an exit from a property - Answer-Ingress And Egress
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