NEW YORK STATE AUTO DAM AGE AND THEFT QUIZ 17-71
LATEST 2023-2024 ACTUAL EXAM 170 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED ANSWERS)
|AGRADE
What is the amount of bond that must be posted with the state of New York to obtain an adjuster's license?
$1,000.
$5,000.
$2,000.
$7,500. - ANSWER- $1,000
Question:
In the case of a total vehicle loss, the adjuster will pay the insured which of the following?
All of the responses could apply depending on the circumstances The cost to replace the vehicle with like kind and quality if a current year model Use the most recent publication of an "Official Used Car Guide" If not listed in the "Guide," obtain quotations from automobile dealers - ANSWER- All of the responses could apply depending on the circumstances
New York has been struck with a catastrophe and adjusters are desperately needed.The Superintendent of Insurance can issue a temporary adjuster permit in an emergency situation such as this for _____ days.
30 1 / 4
90 60
120 - ANSWER- 120
The voltage for the engine's power stroke is delivered from the distributor to the
cylinder by the:
spark plugs.starter solenoid.battery.alternator. - ANSWER- spark plugs
What component on power brakes uses the engine to create a vacuum, allowing the driver to press the brake with less force?
Master cylinder Hydraulic actuator Pinion gear Power booster - ANSWER- Power booster
Which one of the following components is NOT considered part of the fuel system?
Exhaust manifold Intake manifold Air cleaner 2 / 4
Fuel lines - ANSWER- Exhaust manifold
A device which is used to minimize small property claims and helps to keep
insurance premiums down is:
A valued policy Insurable interest A deductible Coinsurance - ANSWER- A deductible
Where is the driver's side air bag module located?
In the steering wheel Above the glove compartment In the side window In the windshield - ANSWER- In the steering wheel
The Superintendent of Insurance: I. Must be a resident of New York II. Is
appointed by the Governor III. Holds office at the pleasure of the governor IV.Must annually examine the books and records of insurers operating in New York
I, II, III and IV I, II and III only I, III and IV only I and II only - ANSWER- I, II and III only/The Superintendent must be a citizen and resident of this state and is appointed by the governor, by and with the advice 3 / 4
and consent of the senate, and holds office at the pleasure of the governor. He or she must examine insurers operating in New York every five years.
What does "S" indicate on the appraisal report?
Struts Structural components Sections to be painted Supply - ANSWER- Structural components
What allows the steering wheel to change the direction the vehicle is traveling?
Steering linkage Steering axis Steering knuckles Steering ratio gears - ANSWER- Steering linkage
The New York Superintendent of Insurance is:
Elected by the citizens of New York.Elected by the state legislature.Appointed by the governor.Appointed by the state legislature. - ANSWER- Appointed by the governor
In auto physical damage insurance, which of the following would NOT be considered an insured peril for coverage to apply?
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