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PA APPRAISAL LICENSE 16-20 AUTO
PHYSICAL DAMAGE NEWEST 2025 ACTUAL
EXAM COMPLETE 100 QUESTIONS AND
CORRECT DETAILED ANSWERS (VERIFIED
ANSWERS) |100% GUARANTEED PASS!!
Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000 Rental Car Expense - $500 Emergency Room Expense - $400 Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2. 1 / 4
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Pay nothing until total of all damages has been determined.Pay the property damage and rental car expense and settle the bodily injury at a later time.None of the responses listed are correct. - ANSWER-Pay the property damage and rental car expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a
covered vehicle?:
An underage driver who lives in the household A lien holder A vehicle jointly owned by a husband and wife A vehicle the father has sold to an offspring and agrees to let her make payments - ANSWER-An underage driver who lives in the household.
Which one of the following components is NOT part of the
radiator support?:
Side baffles Upper tie bar 2 / 4
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Lower tie bar Radiator - ANSWER-Radiator
An ECM is:
a federal code within the Environmental Protection Agency
(EPA).
a component of the exhaust system.an electronic control module.a voltage and alternator regulator. - ANSWER-an electronic control module
Which of the following would not be considered a "peril" insured against by the physical damage coverages in an auto policy?
Select the Correct Answer
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Theft of the vehicle by an unknown person not permitted to operate the vehicle Flood damage to the vehicle Fire caused intentionally by the owner Glass breakage, lightning, vandalism and wind - ANSWER-Fire caused intentionally by the owner
In order for a "full release settlement" to become closed, what MUST occur?
Select the Correct Answer
The release must contain the proper names of both the first and third party.The release must contain the date, time and place that the accident occurred.The release must be properly signed.The claim check must be cashed by the claimant. - ANSWER- The claim check must be cashed by the claimant
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