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PA APPRAISAL LICENSE 16-20 AUTO PHYSICAL
DAMAGE NEWEST 2024 ACTUAL EXAM
COMPLETE 100 QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+
If an insured fails to report a claim in a timely fashion, the
adjuster will immediately:
Deny the claim.Send the insured a reservation of rights letter.Cease the claims investigation.Seek the advice of the company's attorney - ANSWER- Send the insured a reservation of rights letter..
If an auto appraiser uses the actual cost method to determine a
vehicle's value, which of the following is not a factor?:
The location of the vehicle of like kind and quality The salvage value of the damaged vehicle 1 / 4
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The actual cost of an available vehicle in similar condition to or better than the motor vehicle being appraised The vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition - ANSWER- The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make the final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who is right?
Technician A only Technician B only Both technicians are correct Neither technician is correct - ANSWER- Technician B only
Which of the following coverages is included as "no-fault"
coverage on the standardized Personal Auto policy?:
Uninsured Motorists coverage.Medical Payments and Physical Damage.A state-mandated "no-fault" coverage plan.Liability coverage. - ANSWER- Medical Payments and Physical Damage 2 / 4
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Following the payment of an automobile claim, the salvaged
property becomes the property of:
The insured The insurer A third party salvage company contracted by the insured The State until sold and the proceeds deducted from the claim payment to the insured - ANSWER- The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and the bottom as well between the front fender and the windshield support column of the door.Technician A says the gap can be adjusted by repositioning the hinges. Technician B says the gap can be adjusted by shimming
the hinges. Who is right?:
Technician A only Technician B only Both technicians are correct Neither technicians are correct - ANSWER- Technician A only
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Driver 1 and Driver 2 are in an accident. Driver 2 has the
following damages:
Property Damage - $1,000 Rental Car Expense - $500 Emergency Room Expense - $400 Lost Wages - $300
The extent of the bodily injury will not be known for six months. How should the adjuster on this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.Pay nothing until total of all damages has been determined.Pay the property damage and rental car expense and settle the bodily injury at a later time.None of the responses listed are correct. - ANSWER- Pay the property damage and rental car expense and settle the bodily injury at a later time..
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