PA Motor Vehicle Physical Damage Appraiser - Practice Exam 250 questions Latest Update 2024-2025 Questions and Verified Correct Answers Guaranteed A+
Actual Cost Method - CORRECT ANSWER: The appraiser must determine the actual
cost of purchase of an available motor vehicle of like kind and quality in condition similar to or better than the motor vehicle being appraised in its pre-damaged condition.
An applicant has been found guilty of a felony or of criminal conduct which relates to the applicant's suitability to conduct motor vehicle appraisals. - CORRECT ANSWER: ex: unlawful practices, embezzlement, obtaining money under false pretenses, conspiracy to defraud, bribery, or corrupt influence, perjury or false swearing, unlicensed activity or criminal offence involving moral turpitude or harm to another.-Examples of violations or incidents which the Department will not consider related to the applicant's suitability to engage in the business of an appraiser are all summary offenses, records of arrests if there is no conviction of a crime based on the arrest, convictions which have been annulled or expunged or convictions for which the applicant has received a pardon from the Governor.
An application for a license may be denied for any of the following - CORRECT ANSWER: -The applicant has provided incorrect, misleading or incomplete answers to interrogatories on forms incidental to applying for a license.-The applicant has been denied a license or has had an existing license revoked, suspended or not renewed by the Department or a regulatory authority in another state, territory, or possession of the United States, or in the District of Columbia, or the Canadian Provinces.-The applicant does not possess the professional competence and trustworthiness required to engage in conducting motor vehicle appraisals.-An applicant has been found guilty of a felony or of criminal conduct which relates to the applicant's suitability to conduct motor vehicle appraisals.
Any person who violates any of the provisions of this act is guilty of a misdemeanor and upon conviction thereof, for each offence, will be sentenced to pay fine not exceeding
__ or _______. - CORRECT ANSWER: $500 or undergo imprisonment not exceeding
one year or both.
Applicant Age - CORRECT ANSWER: 18 years or older
Dealer quotation method - CORRECT ANSWER: The appraiser will consult with dealers or other persons knowledgeable in the field to secure quotations as to the value of the motor vehicle being appraised.
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Experience and Fitness requirements for Licensing - CORRECT ANSWER: -A minimum
of six months' continuous experience within the previous three years at an occupation, such as body repair, that directly involves the estimation of physical damage to motor vehicles.-Successful completion of education or training related to appraising motor vehicle physical damage taken within the previous three years.
Expiration - CORRECT ANSWER: -An appraiser's license will expire annually at
midnight on June 30th next following the date of issuance.-any license may be renewed for another annual period commencing the first day of July by filing with the commissioner on or before the expiration date accompanied with payment of the renewal fee.
Guide Source Method - CORRECT ANSWER: The appraiser must calculate the
average of two figures reflecting the retail book value of a vehicle of like kind and condition, as provided by guide sources approved by the Commissioner.
Hood and Hood Latch Inspection - CORRECT ANSWER: -The entire motor
compartment of a vehicle must be covered by a hood.-Hood must be equipped with a double latch system to hold it in it's closed position if the hood was originally so equipped -Hood latches that are repaired must be done so in accordance with state law (federal and state laws require working latches- otherwise the vehicle will not pass inspection.)
How is an appraisal written properly? - CORRECT ANSWER: No appraiser may secure
or use repair estimates that have been obtained by the use of photographs, telephone calls, or in any manner other than a personal inspection.
How long do you have to wait to be eligible to retake an examination if you fail? -
CORRECT ANSWER: 30 days
How long does an appraiser have to inspect a vehicle? - CORRECT ANSWER: six
working days of the assignment to the appraiser unless intervening circumstances render such inspection possible.ex. catastrophe, death, failure of the parties to cooperate.
How many guide sources must the motor vehicle be listed in? - CORRECT ANSWER:
Two- approved by the Commissioner
How often should you carry your appraisal license? - CORRECT ANSWER: Each
appraiser, while engage in appraisal duties, must carry the license issued to him by the Insurance Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair shop representative involved, or to any authorized representative of the insurance department.
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How to replace a headlamp cover - CORRECT ANSWER: https://itstillruns.com/replace- headlight-lens-5844481.html
If salvage value is listed, the appraiser must disclose to the consumer in writing: -
CORRECT ANSWER: -the name and address of each salvage bidder
-the amount -the expiration date of each salvage bid known
If the renewal of a license is denied, how long is a licensee allowed to continue to practice after being notified? - CORRECT ANSWER: five days after the Commissioner was refused to renew the license and has mailed notice of such refusal to licensee.
No appraiser may: - CORRECT ANSWER: -Receive directly or indirectly any gratuity or another consideration in connection with his appraisal services from any person except his employer or, if self-employed, his customer.-Traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit.
Reasons to reject an Under the Hood Inspection - CORRECT ANSWER: - the latch
does not hold securely in the full-closed position -the latch release mechanism or its parts are broken, missing, or so poorly adjusted that the hood cannot be closed properly.-The double latch mechanism is not operating as originally equipped.-If motor mounts are broken, cracked, or missing.
Steering - CORRECT ANSWER: No appraiser or his employer may require that repairs be made in a specified repair shop.
The appraisal must: - CORRECT ANSWER: -be signed by the appraiser before the appraisal is submitted to the insurer, the consumer, or another uninvolved party. (may utilize the electronic signature) -Not use abbreviations or symbols to describe work to be done or parts to be repaired or replaced unless an explanation of the abbreviations and symbols are included.-The dollar amount -A statement informing the consumer that information regarding repair facilities which will be able to repair the vehicle for the appraised amount is available from the insurer. If the consumer recieves information from the insurer, the information must include discolosure that there is no requirement to use any specified repair shop.
The Commissioner may deny initial issuance of, suspend, revoke, or refuse to renew any appraiser's license for any cause specified in any other provision of this act, or for any of the following causes: - CORRECT ANSWER: 1. For any cause for which issuance of the license could have been refused had it been existent and been known to the Commissioner.
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