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RN Economic Influences Assessment Questions and Answers | Latest Version | 2025/2026 | Correct & Verified
Which of the following is a common result of limited health insurance coverage?✔✔ A. Delayed access to preventive care
- Decreased risk of chronic illness
- Better compliance with treatment
- More frequent specialist visits
What is an example of a public health insurance program in the United States?✔✔ A. Medicare
- Private HMO
C. COBRA
- Out-of-pocket plan
Which group is most likely to qualify for Medicaid?✔✔ A. Low-income individuals and families
- College students with part-time jobs 1 / 3
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- Employed adults with private insurance
- Tourists staying more than 30 days
What is the primary purpose of the Affordable Care Act (ACA)?
- Replace all private insurance companies
- Eliminate Medicare coverage
- Limit access to specialists
✔✔ B. Increase access to affordable health care
A nurse working in a free clinic understands the clinic is supported by which economic model?
- Fee-for-service
- Capitation
- For-profit health services
✔✔ B. Public and private grants
How can a community health nurse support economic equity?✔✔ A. Connect clients with affordable health and social resources
- Avoid discussions about financial issues 2 / 3
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- Refer clients to emergency departments for all concerns
- Limit services based on a client's employment status
Which of the following economic barriers may prevent someone from accessing healthcare?✔✔ A. Lack of transportation
- Having a personal physician
- Working a flexible job
- Having a large family
What is the main difference between Medicare and Medicaid?✔✔ A. Medicare is age-based; Medicaid is income-based
- Both are only for people with chronic illnesses
- Medicaid covers only emergency care
- Medicare is for children and families
A nurse notes that a client chooses not to fill prescriptions due to cost. What economic concept does this reflect?✔✔ A. Out-of-pocket expense barrier
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