STATE FARM PROPERTY EXAM MAMAS TEST QUESTIONS

STATE FARM PROPERTY EXAM (MAMAS TEST) QUESTIONS

AND CORRECT DETAILED ANSWERS AGRADE

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Joe Smith has FP-7955 policy. He is a carpenter and has collected 100 2"x4" studs and 30 2"x6" ratters from various job sites. Joe has no specific plans to use the lumber. The lumbar is covered under Coverage A. True or False?False Our insured's residence premises suffered damage to floor coverings, baseboards, drywall and personal property following exceptionally heavy rains that caused a nearby creek to rise and water enter the home. While the insured's were out of their home due to the flooding, looters stole lawn equipment from inside the detached garage. Under FP-7955 policy, what items be covered.Stolen lawn equipment What is the category and selector code for a 3'0" x 5'0", single hung, vinyl window with double glazing and heavy duty vinyl frame.

• WDV S>+

An FP-7955 policy is in force with Coverage A limits of $75,000, Coverage B limits of $56,250 and a deductible of $500.During a severe thunderstorm, a window is broken by hail and winds blows rainwater through the window. Rainwater damages the hardwood floor, wallpaper, vertical blinds, and an area rug. The insured presents the following claim: 1 / 3

Sand & Finish $650 Remove & Replace Wallpaper $320 Remove & Replace Blinds $175 Replace area rug $35

All repairs are complete. How much do you owe the insured?$680 In the Price List, which of the following statements is true regarding the remove unit price.

• A and B only

Jo Smith has an FP-7955 policy and grows exotic orchids as a hobby. Orchids cannot survive more than 80 degrees F. While Jo was on vacation, the electricity was out for several days. The temp in the home rose to 95 degrees, causing the flowers to wilt die. Immediately prior to the power outage, a tornado was spotted in the vicinity: Jo submitted a claim for $2000. In order to pay the claim for the

damaged flowers you must verify:

• The power interruption took place on the residence premises
• The power interruption was caused by a loss insured
• Power lines off the residence premises remained energized
• A,B, and C. are required to pay this loss.
• there was no damage to the Coverage A property therefore you cannot pay for

the loss of the flowers.

• A,B, and C. are required to pay this loss.

In the Price List, 15" x 36" exterior wood shutters would be replaced using the

following code:

D. SDG SHTRW 2 / 3

The Sheriffs's department ordered evacuation of the residence premises due to an approaching hurricane. The insured's departed in compliance with the order.They were not allowed to return for two weeks. The hurricane damaged neighboring homes but the residence premises did not suffer any damage. The insured'd family stayed in a hotel during the mandatory evacuation and were charged $600 per week/ Under the FP-7955 policy, with a $500 deductible, how much would we owe the insured?$700 When estimating to replace wood gates, the price includes fence slats, rails, staples, hinges, latch, hardware, cement mix, all posts and installation.True or False False The Sheriff's department ordered evacuation of the residence premises due to an approaching hurricane. To protect their personal property, the insured moved antique furniture and valuables to a secure storage facility. The insured's family was not allowed to return to their home for three weeks. The hurricane damaged neighboring homes but the residence premises did not suffer any damage. The insured's family submitted the following bills, in addition to their hotel bill.

Trailer Rental (one way) to haul furniture and valuable $158.50 Wages paid to neighbor sons to unload furniture $90 Rent to secure storage building 3 weeks $75 Trailer rental to haul furniture back home $158.50 Wages paid to neighbor son to unload furniture $45 Hotel bill for 3 weeks ($500/week) $1,500

Under the FP-7955 policy with a $500 deductible, how much would we owe the insured's?

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