WGU D076 EXAM 2025 | WGU D076 FINANCIAL SKILLS FOR MANANGER EXAM WITH
ACTUAL 260 QUESTIONS AND WELL ELABORATED ANSWERS, LATEST WGU D076
FINAL EXAM VERSION 2025/2026 GRADED A+
1) Which area of finance deals with sources of funding and the capital structure of corporations and seeks to increase the value of a firm to its owners?
- Investments
- Real estate
- Business Finance
- Financial institutions
2) What is the primary difference between finance and accounting?
- Finance provides financial data to decision-makers, and accounting involves making decisions
- Finance focuses on the future, while accounting is generally backward-looking.
- Accounting focuses on the future, while finance is generally backward-looking.
- Accounting involves investing and forecasting, while finance summarizes a company’s financial
using that data.
information.
3) Which subspecialty of finance primarily involves deciding which assets will create more wealth and earn positive returns?
- Capital structure
- Financial institutions
- Accounting
- Investment
4) What is the primary goal of the financial manager of a firm?
- To maximize the manager’s utility
- To maximize owner wealth
- To minimize the costs of the firm
- To minimize the asset holdings of the firm
5) What should be the main question a firm asks when considering any investment decision?
- What is the best investment in the stock market?
- Will this investment help the company reduce costs?
- Do the benefits of this investment outweigh the costs? 1 / 4
- Will this investment add value to the firm?
6) What is the primary aim of personal finance goals?
- To maximize shareholders’ utility by increasing a firm’s value
- To increase consumption of goods and services
- To maximize satisfaction from products purchased and services obtained
- To create more wealth and returns on investments
7) Which task does a financial manager perform when choosing to obtain a loan to purchase a piece of equipment for a new project?
- Making inventory control decisions
- Making financing decisions
- Making credit standard decisions
- Making investment decisions
8) Which financial career focuses on investing capital into firms whose shares are not currently sold on any public stock exchange?
- Financial planning
- Private equity
- Insurance
- Corporate finance
9) Which task does a financial manager perform when assessing the costs and benefits of potential projects?
- Making investment decisions
- Making financing decisions
- Managing working capital
- Implementing financial policies
10) What tool can you use to understand your overall personal cash flows?
- Setting financial goals
- Investing
- Budgeting
- Saving 2 / 4
11) What is a reasonable alternative to keeping an emergency stash of cash?
- Investing in high-risk growth stocks
- Investing in long-term bonds
- Investing in a savings account
- Investing the money in a nicer car
12) You want to buy a house, so you obtain a mortgage for which you can afford the monthly payments. What process have you engaged in as part of your financial decision-making?
- Assessing
- Financing
- Analyzing data
- Investing
13) What area of finance involves deciding which assets to invest in to create wealth in the future?
- Investment banking
- Organizational finance
- Investments
- Financial institutions
14) Hannah is the financial manager of a firm. A project she recommended has been approved and will cost $5 million. Since the company does not have enough reserve cash, Hannah must figure out how to raise enough money to start the project. She can choose whether to issue new bonds, new stocks, a mortgage loan, or some combination of those options. What task is Hannah performing in this scenario?
- Making a financing decision
- Making an investment decision
- Managing financial investments
- Managing working capital
15) Maria and Mateo are setting financial goals. They decide that they need to save $200 each month to reach their goal of taking their children to visit their grandparents in Spain next summer. What is the objective of setting such a goal?
- To make personal finances predictable
- To maximize individual utility
- To set priorities in personal finances
- To minimize personal expenses 3 / 4
16) Which professional works with individuals to help them achieve their financial goals?
- Corporate financial analyst
- Commercial banker
- Financial planner
- Private equity manager
17) Omar is about to purchase a new car for $30,000. He knows he wants to buy the car, but he is still trying to decide how to pay for it. He has barely over $30,000 in his bank account. He can either take out an auto loan from a bank or use a mix of cash and an auto loan.In this scenario, what is Omar doing?
- Assessing a financial goal
- Budgeting
- Financing a goal
- Investing to achieve a goal
18) What are the purposes of financial markets?
- To willingly take risk and capture returns
- To affect the distribution of income for investors
- To provide liquidity and determine prices
- To maintain fair, orderly, and efficient markets
19) In which financial market are securities such as stocks and bonds are traded after their initial issuance?
- Initial market
- Primary market
- Dealer market
- Secondary market
- / 4