WISEteststudyguide FringeBenefits-ANS-Fringebenefitsarebenefitsprovidedbyanemployertoan employerforexample,acompanycar.Garnishment-ANS-Garnishmentletsdebtcollectorstakepaymentdirectlyfromyour paycheckorbankaccount.Disposableincome-ANS-incomeremainingafterdeductionoftaxesandother mandatorycharges,availabletobespentorsavedasonewishes.WindfallIncome-ANS-Anunexpectedgaininincomewhichcouldbeduetowinninga lottery,unforeseeninheritanceorshortageofsupply TradeOffs-ANS-Atrade-offinvolvesasacrificethatmustbemadetogetacertain productorexperience Principal-ANS-Principalismostcommonlyusedtorefertotheamountborrowedorthe amountstillowedonaloan LineofCredit-ANS-anamountofcreditextendedtoaborrower.PromissoryNote-ANS-asigneddocumentcontainingawrittenpromisetopayastated sumtoaspecifiedpersonorthebearerataspecifieddateorondemand Redlining-ANS-refuse(aloanorinsurance)tosomeonebecausetheyliveinanarea deemedtobeapoorfinancialrisk Lien-ANS-Arighttokeeppossessionofpropertybelongingtoanotherpersonuntila debtowedbythatpersonisdischarged.Usury-ANS-theillegalactionorpracticeoflendingmoneyatunreasonablyhighrates ofinterest DebtorsAnonymous-ANS-isatwelve-stepprogramforpeoplewhowanttostop incurringunsecureddebt
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