1
Worker's Compensation Laws Questions and Answers | Latest Version | 2025/2026 | Correct & Verified
What is the primary purpose of worker’s compensation?✔✔ To provide medical care and wage replacement for employees injured on the job.
Who pays for worker’s compensation insurance?✔✔ The employer is responsible for paying the premiums.
Can an employee sue their employer if they receive worker’s compensation benefits?✔✔ In most cases, no—they give up the right to sue in exchange for guaranteed benefits.
What should an employee do immediately after getting injured at work?✔✔ Report the injury to their supervisor or employer as soon as possible.
What happens if an employee fails to report a workplace injury within the required time frame?✔✔ They may lose eligibility for worker’s compensation benefits.
- / 3
2
Who determines if an injury qualifies for worker’s compensation coverage?✔✔ The state’s worker’s compensation board or claims administrator.
Can worker’s compensation cover illnesses caused by workplace exposure?✔✔ Yes, occupational illnesses are typically covered.
Is stress or mental health ever covered under worker’s compensation?✔✔ Yes, in some cases where it can be proven work-related.
Can a worker be fired for filing a worker’s compensation claim?✔✔ No, retaliation for filing a claim is illegal.
What types of benefits can be received under worker’s compensation?✔✔ Medical care, temporary disability, permanent disability, and vocational rehabilitation.
If an employee dies due to a work-related injury, what can their family receive?✔✔ Death benefits may be paid to dependents.
- / 3
3
What is a permanent disability benefit in worker’s compensation?✔✔ Compensation for lasting physical or mental impairment from a work injury.
Can a worker choose their own doctor for a compensation claim?✔✔ It depends on the state's laws and the employer’s insurance plan.
How is the amount of wage replacement determined in a claim?✔✔ Based on a percentage of the employee’s average weekly wage.
Can a worker receive both worker’s compensation and unemployment benefits?✔✔ Usually not at the same time, because they serve different purposes.
What is a worker’s compensation settlement?✔✔ An agreement to resolve the claim for a lump sum or structured payment.
Are independent contractors covered by worker’s compensation?✔✔ No, unless misclassified or state law says otherwise.
- / 3